Cash versus points

Use points when they create value—not because they are there.

FareSift compares transfer ratios, taxes, card credits, flexibility, and the opportunity cost of every redemption.

Recommended

Pay cash

$308

Earn approximately 1,190 redeemable miles and preserve your points for a higher-value trip.

  • 2.6¢ effective value versus redemption
  • One protected ticket
  • Travel credit can offset $75
Amex transfer

Use 19,000 points

19k + $11

Transfer to an airline partner. Transfers are irreversible and award space must be confirmed first.

  • Approx. 1.56¢ per point
  • No checked bag included
  • Award space shown as demo only
Wallet intelligence75,000 Amex points · United bag benefit · $75 airline creditManage wallet